We couldn’t do that to our children!

Protect our kids’ lifestyle and self-esteem? Or help them prepare for a more frugal life as global warming costs hit their adult lives? […]

Millions of fiscal crises

Most Americans have nowhere near enough savings for their senior years. An online calculator helps them see what their nest egg need to be. […]

Will dementia swamp the system, drain our savings?

Medicare pays for less than 7% of dementia care. With dementia predicted to become much more prevalent, family savings are bound to suffer. […]

Reason #2 to consume less and save more

Reduced federal spending threatens family budgets more than increased taxes. […]

Reason #3 to consume less and save more

Save by spending less. It can help you rely less on wages and get more from investment. […]

How to reform Social Security all by yourself

Will Congress reduce our children’s income to meet Social Security obligations, or reduce our retirement income? We can control that decision for ourselves. […]

Who will pay for our retirement?

The social security and pension system are collapsing, while most families have little retirement savings. Families can take actions so kids don’t have to finance their parents’ retirement. […]