Federal budget cuts disaster relief

Boarded up store

Want help with climate disaster risks? Congress prefers to protect us from a different hazard.

Boarded up storeThis morning House Republicans announced their proposed 2018 budget. It calls for $200 billion in cuts.

Let’s look at two programs that have helped Americans protect against the growing costs of climate change. First, FEMA’s Disaster Relief Fund, originally created to help with needs “that overwhelm state resources,” has often been the key to local physical and economic recovery from hurricanes and floods. […]

A Chief Resilience Officer in your city's future?

The difference between municipal lip service and actually creating a climate-proof city . . .

Examples of urban resilience in the face of climate change. . . might be the work of a CRO. Atlanta just appointed one, responsible for coordinating efforts across city departments against the effects of warming, among other concerns. Flood prevention, emergency management, fresh water security, and other adaptations to climate change are on the list.

If your city could do with more resiliency initiatives, suggest […]

Your neighbors’ insurance policies protect you

Sure, insurance helps those who get their claims paid. But the rest of us benefit too.

Properties without disaster insurance drag down nearby homevalues

If insured, your neighbors clean up their damaged properties faster. Fewer buildings are abandoned. And your middle-class neighborhood (and home value) is less likely to take an economic dive.

Another climate-proofing effect of insurance: premium discounts encourage homeowners to take hazard-mitigation steps before a disaster.

If you live in a high-risk area, chances […]

Flood insurance – growing risks, subsidized premiums

FEMA’s revised maps show dramatic expansion of flood plains. Families aren’t insured for flood unless they have a policy from the National Flood Insurance Program. […]

Coastal living becoming doubly risky?

Relief for victims of hurricane Sandy suggests coastal residents are likely to see too little too late from the federal government. […]