Safety net - stories

Will dementia swamp the system, drain our savings?

Medicare pays for less than 7% of dementia care. With dementia predicted to become much more prevalent, family savings are bound to suffer. [...]

Facing federal budget cuts – your state’s resilience

Residents in some states are especially vulnerable to federal budget cuts. Other states are safer. [...]

How to reform Social Security all by yourself

Will Congress reduce our children’s income to meet Social Security obligations, or reduce our retirement income? We can control that decision for ourselves. [...]

Where to avoid rising allergy costs.

Ideas for allergy sufferers to avoid being triple-teamed by the growth of healthcare costs, budget deficits, and climate change. [...]

Will retirement spending include help for children and grandchildren?

Many seniors don’t understand how much retirement savings they need, jeopardizing themselves and their kids. [...]

Pits and piles

There are money pits America needs to fill. There are money piles we might use.

America needs to pay these obligations – or duck them.

$14,350,000,000,000 Our national debt, most will agree, is too big for our national income to support. Slowing or stopping its growth means significantly cutting the federal deficit, currently $1.65 trillion [...]

We can learn to do with less

Federal budget cuts will be like your local store going out of business but continuing to charge your credit card. Families need strategies to cope. [...]

If expert predictions are wrong

Most of us don’t realize how shaky most predictions are – and how useful they can still be. [...]

A walk for Alzheimer’s

Walking can cut older people’s risk of Alzheimer’s in half, yet another reason to choose a walkable neighborhood. [...]

Social Security – an allowance from our kids

Almost more important than what Social Security reform looks like is when it goes into effect. The earlier, the cheaper. [...]

Smoking – a hidden asset

Pays $250,000 for retirement healthcare if you quit before 40 and start putting the pack-a-day price and other savings in the bank. [...]

Lucy van Pelt goes to Washington, part 2

If the President’s bipartisan commission can’t agree on recommendations, what chance does Congress have to prevent our kids from drowning in debt? [...]

Lucy van Pelt goes to Washington, part 1

Will our DC decision-makers protect us from the dangers economists predict from the next ten years’ budget deficits: rising interest rates, expensive imports, reduced services, higher taxes, and more? [...]

Here, go balance the federal budget yourself

Taking a personal cleaver to the US budget deficit goes a long way to educating us. [...]

For-profit and non-profit in one organization

The conservative idea that for-profit enterprise will save us might work better if mixed with non-profit elements. [...]

Will America now tackle its budget deficit?

I’m told the federal deficit will start cramping my family’s financial situation soon. [...]

Chicken Little?

Are there exaggerations, faulty logic, self-serving bias in predictions of environmental and financial troubles ahead? [...]