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The deficit drops. Now can Washington create jobs?

With the deficit dropping dramatically, can our resilient government now create jobs, improve education, fight CO2, whatever? [...]

Will dementia swamp the system, drain our savings?

Medicare pays for less than 7% of dementia care. With dementia predicted to become much more prevalent, family savings are bound to suffer. [...]

Facing federal budget cuts – your state’s resilience

Residents in some states are especially vulnerable to federal budget cuts. Other states are safer. [...]

Reason #3 to consume less and save more

Save by spending less. It can help you rely less on wages and get more from investment. [...]

How to reform Social Security all by yourself

Will Congress reduce our children’s income to meet Social Security obligations, or reduce our retirement income? We can control that decision for ourselves. [...]

Where to avoid rising allergy costs.

Ideas for allergy sufferers to avoid being triple-teamed by the growth of healthcare costs, budget deficits, and climate change. [...]

Will retirement spending include help for children and grandchildren?

Many seniors don’t understand how much retirement savings they need, jeopardizing themselves and their kids. [...]

Bogus job creators

The premise that taxing the rich will hurt job growth is false, and it’s killing our ability to balance the federal budget. [...]

Pits and piles

There are money pits America needs to fill. There are money piles we might use.

America needs to pay these obligations – or duck them.

$14,350,000,000,000 Our national debt, most will agree, is too big for our national income to support. Slowing or stopping its growth means significantly cutting the federal deficit, currently $1.65 trillion [...]

Can cheap water transport ease our roads?

Losing city waterfront to non-water uses may hurt as water transport becomes relatively cheaper. [...]

We can learn to do with less

Federal budget cuts will be like your local store going out of business but continuing to charge your credit card. Families need strategies to cope. [...]

One way to buy energy efficiency – free

An Energy Efficiency Mortgage can help you buy home improvements whose savings exceed the mortgage payments from Day 1. [...]

If expert predictions are wrong

Most of us don’t realize how shaky most predictions are – and how useful they can still be. [...]

Know the enemy: economics and finance

Far too few Americans understand even the basics of economics and personal finance. Savvy families must. [...]

Why get out of debt?

Does it make sense to pay off your mortgage at a time when job security is low and inflation is predicted to increase? [...]

Degrees of economic resilience

People who live in towns with lots of college graduates have a better chance of avoiding recession and unemployment. [...]

A walk for Alzheimer’s

Walking can cut older people’s risk of Alzheimer’s in half, yet another reason to choose a walkable neighborhood. [...]

Visualizing climate change

The real danger is not flooding; humans are good at building things. The real danger is fiscal; we’re not so good at paying for them. [...]

Social Security – an allowance from our kids

Almost more important than what Social Security reform looks like is when it goes into effect. The earlier, the cheaper. [...]

Smoking – a hidden asset

Pays $250,000 for retirement healthcare if you quit before 40 and start putting the pack-a-day price and other savings in the bank. [...]

Shortages of metals, the prequel

China’s reduction of exports of rare earth metals could be the first of other shortages that affect consumer goods, jobs, and security. [...]

Lucy van Pelt goes to Washington, part 2

If the President’s bipartisan commission can’t agree on recommendations, what chance does Congress have to prevent our kids from drowning in debt? [...]

Rising sea-level hurts low land and low taxes

This example of sea-rise damage seems like the first domino in a chain that topples property values and tax base, and eventually town and state coffers. [...]

Lucy van Pelt goes to Washington, part 1

Will our DC decision-makers protect us from the dangers economists predict from the next ten years’ budget deficits: rising interest rates, expensive imports, reduced services, higher taxes, and more? [...]

Neighborhoods with low transportation costs

Using bikes and scooters may work for some, but there may be a better way: choose a neighborhood where you can get around quickly on public transport. [...]