Save by spending less. It can help you rely less on wages and get more from investment. [...]
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Consumption - storiesWith austerity facing us in the new year, five-dollar personalized gifts can help the family budget this holiday season. [...] Austerity Crisis is a more useful phrase than Fiscal Cliff. It tells us what we can do to reduce the pain. [...] Lots of free community services are being developed. Some are strong on community but weak on service. Small fees could help. [...] Lawns are expensive to us and environmentally dangerous to our atmosphere and water supplies. There are alternatives. [...] If America isn’t going to fight climate change, the least Americans can do is to change our grandchildren’s habits and expectations. [...] More families are going to want to move and downsize in the coming years, and for new reasons. [...] Most of us don’t realize how shaky most predictions are – and how useful they can still be. [...] Far too few Americans understand even the basics of economics and personal finance. Savvy families must. [...] Most of the water our family consumes doesn’t come through a pipe. It comes via our shopping bags, our electricity cable, and our nearby gas station. [...] Building resiliancy is hard when everyone around you looks askance. There are “Transition” groups to join – or form. [...] Population growth has been pulling the rug from under per-capital improvements. Maybe that is about to stop. [...] One family’s junk is another family’s treasure. Freecycle saves time, money, and natural resources. [...] China’s reduction of exports of rare earth metals could be the first of other shortages that affect consumer goods, jobs, and security. [...] If you are hell-bent on buying something with high embodied energy no matter what – ignoring its environmental effects – well, now’s the time. [...] There are lots of reasons why our economy is in thrall to growth. Seems debt service is the most insistent. [...] We are heading towards a global oil supply crunch and price spike, Lloyds of London is to be believed. [...] |
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