OUR COSTS - stories

The deficit drops. Now can Washington create jobs?

With the deficit dropping dramatically, can our resilient government now create jobs, improve education, fight CO2, whatever? [...]

US groundwater dropping fast

Our groundwater sources are being depleted at an accelerating rate. If they can’t be kept sustainable, the costs and dangers to American families will be great. [...]

Saving money with solar – when and where

Where you live affects when your hometown reaches grid parity and you can can profit from residential solar panels. [...]

Who pays for Nature’s increasing impacts?

The biggest danger to most of us in seaside counties is not a disaster to our property; it’s the potential disaster to local and state finances. [...]

Will dementia swamp the system, drain our savings?

Medicare pays for less than 7% of dementia care. With dementia predicted to become much more prevalent, family savings are bound to suffer. [...]

Technology to the rescue?

Graphene shows promise of high-efficiency photovoltaics. Choosing to live where there’s lot of sunlight will maximize the benefits. [...]

Reason #2 to consume less and save more

Reduced federal spending threatens family budgets more than increased taxes. [...]

Severe drought shows the past – and the future

The current drought is showing us our past – and and our future. [...]

Frugal family food budget. No couponing.

Systematically saving money on grocery specials doesn’t have to involve coupons. [...]

Wind power dropping?

Reports of a drop in average wind speed suggest that alternative energy source might weaken. [...]

Reason #3 to consume less and save more

Save by spending less. It can help you rely less on wages and get more from investment. [...]

Frugal holiday gifts

With austerity facing us in the new year, five-dollar personalized gifts can help the family budget this holiday season. [...]

Your fall from the Fiscal Cliff – what impact?

Calculating your potential tax impacts from the Fiscal Cliff ignores other consequences to the family budget. [...]

Austerity crisis

Austerity Crisis is a more useful phrase than Fiscal Cliff. It tells us what we can do to reduce the pain. [...]

DNR 2

A do-not-resuscitate order can protect your family’s savings and their memories of you, but only if it’s on the right form and in the right location. [...]

DNR 1

For many, avoiding those last shadowy years in a nursing home and the big drain on family finances is worth a little planning. [...]

El Paso desalination

Water shortages in some areas can be eased by desalination. [...]

How to reform Social Security all by yourself

Will Congress reduce our children’s income to meet Social Security obligations, or reduce our retirement income? We can control that decision for ourselves. [...]

Federal tax differences by city?

A hidden cost of living: residents in some cities pay lower federal taxes than in others. [...]

Cities – the big target of climate change

The risk of losing wealth in weather-related disasters is increasing faster than that wealth is being created. [...]

Where to avoid rising allergy costs.

Ideas for allergy sufferers to avoid being triple-teamed by the growth of healthcare costs, budget deficits, and climate change. [...]

How not to be a nuclear family

Has Japan’s disaster made your family more concerned about living near a nuclear reactor? Do you know where the nearest nuclear sites are? [...]

Bogus job creators

The premise that taxing the rich will hurt job growth is false, and it’s killing our ability to balance the federal budget. [...]

Walkability strengthens neighborhood ties

Walkable neighborhoods mean residents are likely to have higher trust, more community activities, and stronger social networks locally. [...]

Pits and piles

There are money pits America needs to fill. There are money piles we might use.

America needs to pay these obligations – or duck them.

$14,350,000,000,000 Our national debt, most will agree, is too big for our national income to support. Slowing or stopping its growth means significantly cutting the federal deficit, currently $1.65 trillion [...]